95041 ZIP Code — Mount Hermon, CA

Santa Cruz County, California

ZIP code 95041 is located in Mount Hermon, California, within Santa Cruz County. It covers approximately 0.19 square miles and serves a population of 803 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 831.

About ZIP code 95041

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,076,700. Owner-occupancy sits near the national average at 61%.

The gap between median ($104,853) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is high — 70% of residents hold a bachelor's degree or higher, well above the national average of 33%.

803

population

0.19

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95041 ZIP code map

Cities in ZIP code 95041

Below are the cities the US Postal Service accepts for ZIP code 95041. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Hermon	Acceptable

Demographics updated 05/2026

Population
Total population	803
Population density	4,226 / sq mi
State FIPS	06
County FIPS	087

Geography
Land area	0.19 sq mi
Water area	0.00 sq mi
Latitude	37.0512
Longitude	-122.0563
Timezone	Pacific (PT)
Area code	831

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.9%	28.1%	32.6%
$50k – $100k	42.9%	25.8%	27.7%
$100k – $200k	10.2%	29.0%	26.4%
Over $200k	0.0%	17.1%	13.3%

Demographics & statistics

803

Population

4,226

People per sq mi

37.6

Median age

$104,853

Median household income

$51,575

Per capita income

$1,076,700

Median home value

Median monthly rent

60.8%

Home ownership

0.0%

Poverty rate

0.0%

Unemployment

201

Housing units

69.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

114

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	169	21.0%
18 and over	634	79.0%
65 and over	162	20.2%
Median age	37.6 years

Race & ethnicity

White 88.7%

Two or more races 6.5%

Asian 2.7%

Hispanic or Latino 2.2%

Group	Count	%
White	728	88.7%
Two or more races	53	6.5%
Asian	22	2.7%
Hispanic or Latino	18	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.9%	28.1%	32.6%
$50k – $100k	42.9%	25.8%	27.7%
$100k – $200k	10.2%	29.0%	26.4%
Over $200k	0.0%	17.1%	13.3%

$25k–$35k 6.6%

$35k–$50k 10.8%

$50k–$75k 9.5%

$75k–$100k 13.0%

$100k–$150k 15.2%

$150k–$200k 25.3%

$200k+ 19.6%

Range	% of households
$25k–$35k	6.6%
$35k–$50k	10.8%
$50k–$75k	9.5%
$75k–$100k	13.0%
$100k–$150k	15.2%
$150k–$200k	25.3%
$200k+	19.6%
Median income	$104,853

Housing

Home values

$50k–$100k 1.0%

$300k–$500k 12.0%

$500k–$1M 22.9%

$1M+ 64.1%

Housing overview

Metric	Value
Median home value	$1,076,700
Median rent / month	$0
Owner occupied	60.8%
Renter occupied	39.2%
Vacant	2.8%
Single-family detached	85.5%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.6
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	4.0%
1980–1989	4.6%
1970–1979	21.2%
1960–1969	16.3%
1950–1959	22.2%
1940–1949	9.2%
1939 or earlier	22.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.1%
2 bedrooms	35.4%
3 bedrooms	38.5%
4 bedrooms	16.3%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	20.9%
2 vehicles	57.3%
3 or more	21.8%

Heating fuel

Fuel type	%
Utility gas	88.3%
Electricity	2.2%
Wood	9.5%

Households & families

Household type	Count	%
Married-couple family	287	90.8%
Cohabiting couple	13	4.1%
Male householder, no spouse	2	0.6%
Female householder, no spouse	14	4.4%
Households with children under 18	117	37.0%
Households with seniors (65+)	82	25.9%
Average household size	2.54

Marital status

Status	Male	Female
Never married	12.4%	7.6%
Married	86.9%	87.0%
Separated	0.0%	0.0%
Widowed	0.0%	5.4%
Divorced	0.7%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 4.5%

Some college, no degree 15.0%

Associate's degree 10.7%

Bachelor's degree 58.1%

Graduate / professional 11.8%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	69.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	9	7.2%
Elementary school	62	49.6%
High school	10	8.0%
College / grad school	44	35.2%

Employment

Industry of employment

Education & healthcare 32.3%

Arts, food & hospitality 14.6%

Construction 13.9%

Professional & management 9.5%

Retail trade 8.8%

Transportation & utilities 8.6%

Information 8.1%

Manufacturing 4.2%

Occupation

Category	%
Management, business & arts	64.0%
Service	3.7%
Sales & office	18.3%
Natural resources & construction	10.7%
Production & transportation	3.2%

Employment type

Type	%
Private sector	67.1%
Government	20.4%
Self-employed	12.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	39.7%
Carpool	9.1%
Public transit	0.0%
Walk	10.6%
Work from home	19.0%
Other means	21.6%
Avg commute (minutes)	22.7

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	18.7%
Retirement income	30.4%
Supplemental Security	7.3%
Cash public assistance	10.1%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	24.6%
High blood pressure	22.9%
High cholesterol	26.8%
Diabetes	6.6%
Heart disease	4.7%
Stroke	2.1%
Asthma	9.9%
Arthritis	19.2%
Kidney disease	2.2%
Pulmonary disease	4.9%
Cancer	5.9%

Behavior / access	%
Smoking	10.3%
Binge drinking	20.9%
No physical activity	14.5%
Less than 7 hrs sleep	28.0%
Depression	19.2%
Fair or poor health	9.8%
Poor mental health	14.4%
Poor physical health	8.0%
No health insurance	7.3%
Visited doctor (checkup)	65.0%
Visited dentist	70.7%
Cholesterol screening	90.6%
Teeth loss	8.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	48	7.9%

Disability	%
Any disability	6.7%
Under 18	0.0%
18–64 years	5.6%
65 and over	16.7%

Health insurance coverage

Type	%
Private insurance	82.1%
Public insurance	33.2%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	715	89.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	748	93.2%
Born in same state	748	93.2%
Born in different state	461	57.4%
Foreign born	0	0.0%
Naturalized citizen	55	6.8%
Not a US citizen	46	83.6%

Ancestry

Ancestry	Count	%
French	170	21.2%
Italian	158	19.7%
Dutch	24	3%

Ancestry	Count	%
English	23	2.9%
Irish	17	2.1%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95041

What city is ZIP code 95041 in?

ZIP code 95041 is primarily assigned to Mount Hermon, California.

What county is ZIP code 95041 in?

ZIP code 95041 falls within Santa Cruz County, California.

How educated is the population of ZIP code 95041?

70% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 95041?

The median home value in ZIP code 95041 is $1,076,700.

What is the median household income in ZIP code 95041?

The median household income in ZIP code 95041 is $104,853, above the national median of ~$75,000.

What is the population of ZIP code 95041?

ZIP code 95041 has an estimated population of 803 residents, with a density of 4,139 people per square mile.

What timezone is ZIP code 95041 in?

ZIP code 95041 observes the PST timezone.